Compare Swiss Health Insurance Plans
Mandatory for all residents. Find the cheapest plan for your canton in 2 minutes.
Find the Cheapest Plan
Select your canton, age group, and preferences to compare premiums from all registered Swiss health insurers.
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Average Premiums by Canton
Adult premiums with CHF 2,500 franchise. Click a canton to see detailed plans.
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Health Insurance in Switzerland: What Immigrants Need to Know
Mandatory Within 90 Days
Swiss law requires all new residents to obtain basic health insurance (Grundversicherung) within 3 months of arrival. This applies to everyone regardless of nationality, employment status, or age.
Premiums Vary by Canton
Where you live matters. The same insurer can charge 50% more in Geneva than in Appenzell Innerrhoden. Your canton, age, and chosen model all affect your premium.
Franchise: Higher = Lower Premium
The franchise (deductible) ranges from CHF 300 to CHF 2,500. A higher franchise reduces your monthly premium but means more out-of-pocket costs when you need medical care.
Standard vs HMO vs Telmed
All models provide the same coverage. The difference is how you access care. Standard gives free doctor choice. HMO and Telmed restrict access but cost less. Savings of 10-25% are common.
Frequently Asked Questions
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